Privacy Policy

1. Introduction

Ultra Global Bank ("we", "us") respects your privacy. This Privacy Policy explains how we collect, use, disclose and safeguard information when you visit ultraglobalbank.com or apply for a loan. It is provided in accordance with the Gramm-Leach-Bliley Act (GLBA), the California Consumer Privacy Act (CCPA/CPRA) and other applicable laws.

2. Information we collect

• Identity data: name, date of birth, Social Security number, government ID.
• Contact data: address, email, phone number.
• Financial data: income, employer, bank account details, credit report information.
• Technical data: IP address, browser type, device identifiers, cookies and usage data.

3. How we use your information

• To verify your identity and evaluate your loan application
• To service your account and process payments
• To comply with legal obligations (e.g., USA PATRIOT Act, anti-fraud)
• To improve our website and, with your consent, send marketing communications

4. Sharing your information

We do not sell your personal information. We share data only with credit bureaus, identity-verification and payment processors, service providers bound by confidentiality, and authorities when required by law.

5. Cookies

We use essential cookies to operate the site and optional analytics cookies to understand usage. You can control cookies in your browser settings.

6. Data security

We use 256-bit SSL encryption, access controls, and regular security testing. No method of transmission is 100% secure, but we follow industry best practices to protect your data.

7. Data retention

We retain information as long as necessary to provide services and meet legal, regulatory and record-keeping requirements (generally up to 7 years after account closure).

8. Your rights

Depending on your state, you may have the right to access, correct, delete or obtain a copy of your personal information, and to opt out of certain sharing. California residents may exercise CCPA rights by emailing [email protected]. We will not discriminate against you for exercising your rights.

9. Children's privacy

Our services are not directed to individuals under 18, and we do not knowingly collect their information.

10. Changes to this policy

We may update this policy periodically. The effective date above shows when it was last revised.

11. Contact us

+1 (866) 336-3899 [email protected] 3710 Rawlins St Suite 1420, Dallas, TX 75219, USA